Best Medicare Supplement Plans in Colorado for 2023
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In Colorado, the Best Choice is G.
Why Medicare Supplements over Medicare Advantage Plans?
What You Need to Know about Plan G in Colorado:
Again, the benefits of Medicare Supplement Plans are defined by the government, which means the coverage is the same for each plan letter no matter the cost. We recommend you go with the cheapest carrier offering Plan G (which we’ve included below). All you need to worry about paying is your monthly premium and the yearly Part B Deductible of $257 for any Medicare approved medical services.
The average monthly premium in Colorado for Plan G is $160.14.
If you want the most comprehensive coverage, Plan G is for you. Take a look at what that entails below:
Part A Coinsurance
Part A Hospice Care Coinsurance + Copay
Part A Deductible
Blood (3 Pints)
Part B Coinsurance + Copay
Part B Excess Charge
Part B Deductible
Plan G also offers 80% coverage on foreign travel exchange, which is the highest on Medicare. Since you’ll get this same coverage no matter the monthly premium, we’ve compiled the average cost of Plan G across Colorado.
Top 5 Cheapest Plan G Options in Colorado:
1.
Allstate Insurance
$115.74/month
2.
Swiss Re
$128.07/month
3.
Manhattanlife
$130.15/month
4.
State Farm
$130.38/month
5.
Anthem Inc
$131.62/month
Premiums do vary by zip code, so contact us below to hear the local premiums you can actually enroll in.
What about Plan F in Colorado?
Plan F technically offers the most comprehensive coverage of all the Medicare Supplement Plans. However, eligibility for Plan F is closed to people who turned 65 after 2020. If you are eligible, it’s a compelling option, but only if the premium makes sense when comparing against Plan G.
The average monthly premium for Plan F in Colorado is $194.18.
Here is what Plan F offers:
Part A Coinsurance
Part A Hospice Care Coinsurance + Copay
Part A Deductible
Blood (3 Pints)
Part B Coinsurance + Copay
Part B Excess Charge
Part B Deductible
As you can see, Plan F covers even more potential out-of-pocket expenses than Plan G. Pro Tip: if your Plan F premium is $20 more than your Plan G premium, G becomes the cheaper option because the Part B Deductible is only $257. Plan F also offers 80% coverage on foreign travel exchange, which is the highest on Medicare (same as Plan G). Since you’ll get this same coverage no matter the monthly premium, we’ve compiled the average cost of Plan F across Colorado.
Top 5 Cheapest Plan F Options in Colorado:
1.
Allstate Insurance
$141.11/month
2.
Kemper Corp
$146.98/month
3.
Prosperity Life Insurance
$147.84/month
4.
Wisconsin Physicians Serv Insurance
$148.58/month
5.
Ggc
$155.92/month
Premiums do vary by zip code, so contact us below to hear the local premiums you can actually enroll in.
Cities in Colorado
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Virgil Insurance Agency, LLC (DBA Fair Square Medicare) and www.fairsquaremedicare.com are privately owned and operated by Help Button Inc. Medicare supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation of insurance. A licensed agent/producer may contact you. Medicare Supplement insurance is available to those age 65 and older enrolled in Medicare Parts A and B and, in some states, to those under age 65 eligible for Medicare due to disability or End-Stage Renal disease. Virgil Insurance Agency is a licensed and certified representative of Medicare Advantage HMO, HMO SNP, PPO, PPO SNP and PFFS organizations and stand-alone PDP prescription drug plans. Each of the organizations we represent has a Medicare contract. Enrollment in any plan depends on contract renewal. The plans we represent do not discriminate on the basis of race, color, national origin, age, disability, or sex. Plan availability varies by region and state. For a complete list of available plans please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov. © 2024 Help Button Inc
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
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