In New Jersey, the Best Choice is G.

Why Medicare Supplements over Medicare Advantage Plans?

What You Need to Know about Plan G in New Jersey:

Again, the benefits of Medicare Supplement Plans are defined by the government, which means the coverage is the same for each plan letter no matter the cost. We recommend you go with the cheapest carrier offering Plan G (which we’ve included below). All you need to worry about paying is your monthly premium and the yearly Part B Deductible of $233 for any Medicare approved medical services.

The average monthly premium in New Jersey for Plan G is $191.05.

If you want the most comprehensive coverage, Plan G is for you. Take a look at what that entails below:

Plan G also offers 80% coverage on foreign travel exchange, which is the highest on Medicare. Since you’ll get this same coverage no matter the monthly premium, we’ve compiled the average cost of Plan G across New Jersey.

Top 5 Cheapest Plan G Options in New Jersey:

• 1.

  Allstate Insurance

  $149.16/month

• 2.

  Manhattanlife

  $149.67/month

• 3.

  Humana

  $153.47/month

• 4.

  Swiss Re

  $154.42/month

• 5.

  $159.58/month

Premiums do vary by zip code, so contact us below to hear the local premiums you can actually enroll in.

What about Plan F in New Jersey?

Plan F technically offers the most comprehensive coverage of all the Medicare Supplement Plans. However, eligibility for Plan F is closed to people who turned 65 after 2020. If you are eligible, it’s a compelling option, but only if the premium makes sense when comparing against Plan G.

The average monthly premium for Plan F in New Jersey is $227.51.

Here is what Plan F offers:

As you can see, Plan F covers even more potential out-of-pocket expenses than Plan G. Pro Tip: if your Plan F premium is $20 more than your Plan G premium, G becomes the cheaper option because the Part B Deductible is only $226. Plan F also offers 80% coverage on foreign travel exchange, which is the highest on Medicare (same as Plan G). Since you’ll get this same coverage no matter the monthly premium, we’ve compiled the average cost of Plan F across New Jersey.

Top 5 Cheapest Plan F Options in New Jersey:

• 1.

  Independence Health Inc

  $181.31/month

• 2.

  Swiss Re

  $187.83/month

• 3.

  Manhattanlife

  $187.92/month

• 4.

  Allstate Insurance

  $188.67/month

• 5.

  Humana

  $190.42/month

Premiums do vary by zip code, so contact us below to hear the local premiums you can actually enroll in.