In East Haven, the Best Choice is G or N.

Why Medicare Supplements over Medicare Advantage Plans?

What You Need to Know about Plan G in East Haven, CT:

Again, the benefits of Medicare Supplement Plans are defined by the government, which means the coverage is the same for each plan letter no matter the cost. We recommend you go with the cheapest carrier offering Plan G (which we’ve included below). All you need to worry about paying is your monthly premium and the yearly Part B Deductible of $257 for any Medicare approved medical services.

The average monthly premium for Plan G is $325.89

If you want the most comprehensive coverage, Plan G is for you. Take a look at what that entails below:

Plan G also offers 80% coverage on foreign travel exchange, which is the highest on Medicare. Since you’ll get this same coverage no matter the monthly premium, we’ve compiled the average cost of Plan G across East Haven

Top 5 Cheapest Plan G Options in East Haven:

• 1.

  Unitedhealth

  $202.82/month

• 2.

  Anthem Inc

  $211.75/month

• 3.

  Hip Insurance

  $247.71/month

• 4.

  Aegon Us Holding

  $263.34/month

• 5.

  United Serv Automobile Association

  $276.25/month

Premiums do vary by zip code, so contact us below to hear the local premiums you can actually enroll in.

Should I even consider Plan N in East Haven?

This depends on your situation. In East Haven, excess charges are outlawed. That means doctors cannot bill above the Medicare approved rate for a procedure. So if you’re on Plan N, that “gap” in coverage is generally not one you need to worry about. The exception is if you frequently travel or visit another state where they excess charges are legal (in 42 states, they are). We can also help you decide between Plan G and Plan N your specific case.

The average monthly premium for Plan N in East Haven is $225.81. Same as the other Medicare Supplements, the Plan N we suggest for our clients is the one with the lowest premium, which we’ve included in the Top 5 list below.

If you don’t travel out of state frequently, and premiums in your zip code are lower than those for Plan G, Plan N may be right for you. Take a look at what that entails below:

Top 5 Cheapest Plan N Options in East Haven:

• 1.

  Hip Insurance

  $160.00/month

• 2.

  Unitedhealth

  $164.47/month

• 3.

  Anthem Inc

  $169.44/month

• 4.

  United Serv Automobile Association

  $171.53/month

• 5.

  Globe Life Inc.

  $202.75/month

Premiums do vary by zip code, so contact us below to hear the local premiums you can actually enroll in.

What about Plan F in East Haven, CT?

Plan F technically offers the most comprehensive coverage of all the Medicare Supplement Plans. However, eligibility for Plan F is closed to people who turned 65 after 2020. If you are eligible, it is a compelling option, but only if the premium makes sense when comparing against Plan G.

Here is what Plan F offers:

Call us if you are interested in exploring your Plan F options. Remember: if your Plan F premium is $19 more than your Plan G premium, Plan G becomes the cheaper option because the Part B Deductible is only $257. Plan F covering your Part B deductible is the only difference between it and Plan G.