Fair Square Medicare Wordmark

10 Top Medicare Supplement (Medigap) Companies for 2025

Cover image

By Daniel Petkevich

Jul 14, 2025

A quick overview of 10 Medicare Supplement companies you should consider.

(Listed alphabetically to avoid implying a formal ranking)

Speak with a Medicare Advocate

Talk to one of our Licensed Medicare Agents today to find the right plans for you.

AARP® / UnitedHealthcare

The country’s biggest Medigap issuer, available in all 50 states, backed by an A+ (Superior) AM Best rating, and consistently high customer-satisfaction scores.

Aetna (Accendo / CVS Health)

Part of CVS Health, offers aggressive pricing on standard and high-deductible Plan G, strong enrollment growth, and solid financial strength.

Anthem Blue Cross Blue Shield

Multiple state affiliates with some of the lowest average Plan G rates in recent quote studies, plus household discounts in many markets.

Bankers Fidelity

A 70-year-old niche carrier with responsive claims service and an A- (Excellent) AM Best rating—often appealing to shoppers who value smaller-company attention.

Blue Cross Blue Shield (other affiliates)

Deep provider networks and, in many states, a “Blue-to-Blue” rule that lets members switch Medigap letters without fresh underwriting.

Cigna

A (Excellent) AM Best rating, nationwide availability, multi-line household discounts, and a 4-star quality score from third-party reviewers.

Humana

Nationwide footprint with member perks such as vision, hearing, and fitness benefits. Premiums can run higher than average, so shop the rate.

ManhattanLife

Founded in 1850, independent, and flexible with health underwriting in some states. AM Best B++ (Good) and trending upward.

Mutual of Omaha

Second-largest Medigap book, up to 12 % household discount, and an industry-low NAIC complaint index—excellent for long-term rate stability.

State Farm

Top-tier customer-service ratings and highly competitive Plan G pricing in recent carrier-comparison research.


How We Chose These Carriers

  • Market share & stability – the ten listed companies represent roughly two-thirds of all Medigap enrollment.

  • Financial strength – A- or better AM Best ratings (or improving B++) signal the reserves to keep paying claims.

  • Customer experience – we analyzed NAIC complaint indexes and third-party reviews.

  • Plan G availability & pricing – every carrier above offers Plan G, today’s most comprehensive option for new Medicare beneficiaries.

Remember: Medigap benefits are federally standardized—Plan G at one company covers the same gaps as Plan G at another. Price, discounts, underwriting rules, and service reputation are what set carriers apart.


Need Help Comparing?

Our licensed Medicare advocates can pull side-by-side quotes from every major carrier in minutes. Call 888-376-2028 or schedule a time that works for you—no cost, no pressure.

Speak with a Medicare Advocate

Talk to one of our Licensed Medicare Agents today to find the right plans for you.

Recommended Articles

Close up of a senior clutching their right wrist in pain stock photo

Does Medicare Cover Cala Trio?

Nov 23, 2022

Arizona desert stock photo

13 Best Ways for Seniors to Stay Active in Phoenix

Mar 6, 2023

Doctor physician consulting with male patient in hospital exam room stock photo

Does Medicare Cover Penile Implant Surgery?

Dec 9, 2022

Psoriasis on elbow stock photo

Does Medicare Cover Ilumya?

Dec 7, 2022

Senior person holding tissue roll near a toilet bowl, using walker to walk to the bathroom stock photo

Does Medicare Cover Disposable Underwear?

Dec 8, 2022

The feet of a man suffering from foot pain stock photo

Does Medicare Cover Krystexxa?

Nov 18, 2022

Cover image

Seeing the Value in Fair Square

May 15, 2023

Caucasian nurse holding spine model against the patients backs. Clinic interior. stock photo

Does Medicare Cover Kyphoplasty?

Dec 9, 2022

cartoon hospital and male doctor stock image

Can I Have Two Primary Care Physicians?

Oct 3, 2022

San Diego waterfront stock photo

Top 10 Physical Therapy Clinics in San Diego

Nov 18, 2022

Cover image

Does Medicare Cover Physicals & Blood Work?

Feb 1, 2024

Mouth guard used to help treat sleep apnea

Does Medicare Cover Mouth Guards for Sleep Apnea?

Dec 8, 2022

Cover image

Is Fair Square Medicare Legitimate?

Jul 27, 2023

pros and cons stock image

Are Medicare Advantage Plans Bad?

May 5, 2022

Cover image

How Can I Get a Replacement Medicare Card?

Aug 14, 2023

Screenshot 2025-03-19 at 5.02.46 PM

2024 Fair Square NPS Report

Mar 19, 2025

Senior black man standing up and experiencing knee pain stock image

Does Medicare Cover Zilretta?

Nov 28, 2022

Model of the lungs with the diseased part stock photo

Does Medicare Cover Ofev?

Dec 2, 2022

More of our articles

14 Best Ways for Seniors to Stay Active in Seattle

14 Best Ways to Stay Active in Charlotte

2024 Cost of Living Adjustment

Can Doctors Choose Not to Accept Medicare?

Can Medicare Advantage Plans Deny Coverage for Pre-Existing Conditions?

Costco Pharmacy Partners with Fair Square

Do You Need Medigap if You're Eligible for Both Medicare and Medicaid?

Does Medicare Cover Air Purifiers?

Does Medicare Cover an FMT?

Does Medicare Cover Cardiac Ablation?

Does Medicare Cover Cartiva Implants?

Does Medicare Cover Cataract Surgery?

Does Medicare Cover COVID Tests?

Does Medicare cover Deviated Septum Surgery?

Does Medicare Cover Diabetic Eye Exams?

Does Medicare Cover Driving Evaluations?

Does Medicare Cover Exercise Physiology?

Does Medicare Cover Home Heart Monitors?

Does Medicare cover Hyoscyamine?

Does Medicare Cover Hypnotherapy?

Does Medicare Cover Incontinence Supplies?

Does Medicare Cover Iovera Treatment?

Does Medicare Cover Jakafi?

Does Medicare Cover Ketamine Infusion for Depression?

Does Medicare Cover Linx Surgery?

Does Medicare Cover Medical Marijuana?

Does Medicare Cover Oxybutynin?

Does Medicare Cover Ozempic?

Does Medicare Cover Piqray?

Does Medicare Cover Qutenza?

Does Medicare Cover RSV Vaccines?

Does Medicare Cover Scleral Lenses?

Does Medicare Cover SI Joint Fusion?

Does Medicare Cover SIBO Testing?

Does Medicare Cover Stair Lifts?

Does Medicare Cover the Urolift Procedure?

Does Medicare Cover the WATCHMAN Procedure?

Does Medicare Pay for Allergy Shots?

Does Medicare Pay for Bunion Surgery?

Does Retiring at Age 62 Make Me Eligible for Medicare?

Does Your Plan Include A Free Gym Membership?

Explaining IRMAA on Medicare

Explaining the Different Enrollment Periods for Medicare

Finding the Best Dental Plans for Seniors

Health Savings Accounts (HSAs) and Medicare

How Do I Sign up for Medicare? A Simple How-To Guide For You

How Does the End of the COVID-19 Public Health Emergency Affect Your Medicare?

How is Medicare Changing in 2025?

How Much Does a Medicare Coach Cost?

How Much Does Medicare Cost?

How Much Does Trelegy Cost with Medicare?

How Often Can I Change Medicare Plans?

How to Become a Medicare Agent

How to Deduct Medicare Expenses from Your Taxes

Is Botox Covered by Medicare?

Is Vitrectomy Surgery Covered by Medicare?

Medicare 101

Medicare Advantage MSA Plans

Medicare Advantage Plans for Disabled People Under 65

Plan G vs. Plan N

Should You Work With A Remote Medicare Agent?

The Easiest Call You'll Ever Make

The Fair Square Bulletin: October 2023

What Does Medicare Cover for Stroke Patients?

What Is a Medicare Supplement SELECT Plan?

What is the 8-Minute Rule on Medicare?

What Is the Medicare Birthday Rule in Nevada?

What People Don't Realize About Medicare

What To Do If Your Medicare Advantage Plan Is Discontinued

What You Need to Know About Creditable Coverage

When Can You Change Medicare Supplement Plans?

Will Medicare Cover Dental Implants?

Your Medicare One-Stop-Shop

Your guide to Medicare Parts A & B, Medicare Advantage, and Medigap. 100% free.

Get the Fair Square Bulletin

Medicare savings tips, helpful guides, and more.

About

Medicare 101

Current Clients

Medicare Supplement Plans

Medicare Advantage Plans

Fair Square 2025

Terms of Use
Notice of Privacy Practices

Virgil Insurance Agency, LLC (DBA Fair Square Medicare) and www.fairsquaremedicare.com are privately owned and operated by Help Button Inc. Medicare supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation of insurance. A licensed agent/producer may contact you. Medicare Supplement insurance is available to those age 65 and older enrolled in Medicare Parts A and B and, in some states, to those under age 65 eligible for Medicare due to disability or End-Stage Renal disease. Virgil Insurance Agency is a licensed and certified representative of Medicare Advantage HMO, HMO SNP, PPO, PPO SNP and PFFS organizations and stand-alone PDP prescription drug plans. Each of the organizations we represent has a Medicare contract. Enrollment in any plan depends on contract renewal. The plans we represent do not discriminate on the basis of race, color, national origin, age, disability, or sex. Plan availability varies by region and state. For a complete list of available plans please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov. © 2025 Help Button Inc

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

MULTIPLAN_FairSquareMedicare_01062022_M

Fair Square Medicare

FSM symbol - 50