Generally speaking, we believe that Medicare Supplement (also known as Medigap) Plans are the best option for most people eligible for Medicare. However, different circumstances require different solutions, and at Fair Square Medicare, we are here for you and your specific healthcare needs. Suppose you want to switch your Medicare Supplement plan. In that case, you must do so during your six-month Medigap open enrollment period or during a special circumstances period of eligibility due to guaranteed issue rights.
Medicare Supplement plans are health insurance policies that help pay for some of the out-of-pocket costs not covered by Original Medicare, such as coinsurance, copayments and deductibles. A Medicare supplement plan can provide valuable protection against rising healthcare costs.
There are numerous different Medicare Supplement plan letters to choose from Plan G (or Plan N in some states).
Depending on the type of plan you choose, Medicare Supplement plans can offer many benefits.
These include:
Comprehensively cover some of the out-of-pocket costs associated with Original Medicare, such as coinsurance, copayments and deductibles.
Offer predictable and affordable premiums.
Provide generous coverage for medical bills.
Allow you to see any provider that accepts Medicare assignment (in other words, they accept what Medicare pays).
Can be used both domestically and abroad under certain circumstances.
Overall, a Medicare Supplement plan can help reduce your risk of incurring expensive out-of-pocket costs associated with plans that don't offer as much coverage.
You may switch your Medicare Supplement plan during the six-month Medigap open enrollment period. The timing of the open enrollment period is a unique to your Medicare start date. If your coverage starts on July 1st, then your open enrollment period starts that day, and continues for six months, until December 31st. During this time you have an opportunity to join any Medicare Supplement plan available in your area.
The other way to change your Medicare Supplement plan is to receive guaranteed issue rights through a specific circumstance. Different states have different rules for what is considered a special circumstance. Here are some common examples:
You move out of the plan’s service area
Your current plan is ending or changing its benefits
You qualify for a state health insurance assistance program
You are eligible for Medicare Extra Help, also known as “Low-Income Subsidy”
Be sure to check in with your local State Health Insurance Assistance Program to see what guaranteed issue rights in your state look like.
The process to change your Medicare Supplement plan is relatively simple. All you need to do is call the insurance company that provides your current plan and ask them to cancel it. Then, you can contact an agent who sells plans in your area, or use the Compare Plans button on our website to compare different plans available in your area. Once you have selected a new plan, you will need to fill out an enrollment form and submit it to the insurance company providing the new plan. The insurance company will then review your application and let you know if you are accepted for coverage.
Whether you decide to switch during your Medigap open enrollment period, or special circumstances period of eligibility, Fair Square Medicare can help you make sure you have the best plan for your specific circumstances. We will be there with you every step of the way so that you can find the perfect Medicare Supplement plan and rest easy knowing that your healthcare expenses are covered! Contact us today at 1-888-376-2028 to learn more about how we can help.

Is Vitrectomy Surgery Covered by Medicare?
Dec 2, 2022

Does Your Medicare Plan Cover B12 Shots?
Aug 15, 2022

Medicare 101
May 20, 2020

What To Do If Your Medicare Advantage Plan Is Discontinued
Feb 26, 2024

How Much Does a Medicare Coach Cost?
Mar 20, 2023

Do Medicare Supplement Plans Cover Dental and Vision?
Dec 8, 2022

Does Medicare Cover Zilretta?
Nov 28, 2022

Can I Choose Marketplace Coverage Instead of Medicare?
May 2, 2023

What If I Don't Like My Plan?
Jun 8, 2020

Does Medicare Pay for Bunion Surgery?
Nov 29, 2022

10 Top Medicare Supplement (Medigap) Companies for 2025
Jul 14, 2025

What is the 8-Minute Rule on Medicare?
Dec 21, 2022

Does Medicare Pay for Antivenom?
Dec 6, 2022

Medigap vs. Medicare Advantage
May 25, 2020

15 Best Ways for Seniors to Stay Active in Denver
Mar 9, 2023

How Medicare Costs Can Pile Up
Oct 11, 2022

Saving Money with Alternative Pharmacies & Discount Programs
Feb 1, 2024

How Much Does Trelegy Cost with Medicare?
Jan 24, 2023
13 Best Ways for Seniors to Stay Active in Columbus
13 Best Ways for Seniors to Stay Active in Jacksonville
2024 Fair Square NPS Report
Are Medicare Advantage Plans Bad?
Building the Future of Senior Healthcare
Can I Change Medicare Advantage Plans Any Time? | Medicare Plans
Can I Have Two Primary Care Physicians?
Can I Laminate My Medicare Card?
Can Medicare Help with the Cost of Tyrvaya?
Do I Need Medicare If My Spouse Has Insurance?
Do You Need Books on Medicare?
Does Medicare Cover Abortion Services?
Does Medicare Cover Air Purifiers?
Does Medicare Cover Boniva?
Does Medicare Cover Breast Implant Removal?
Does Medicare Cover Cala Trio?
Does Medicare Cover COVID Tests?
Does Medicare cover Deviated Septum Surgery?
Does Medicare Cover Exercise Physiology?
Does Medicare Cover Flu Shots?
Does Medicare Cover Fosamax?
Does Medicare Cover Hearing Aids?
Does Medicare Cover Hoarding Cleanup?
Does Medicare Cover Ilumya?
Does Medicare Cover Incontinence Supplies?
Does Medicare Cover Inqovi?
Does Medicare Cover Kyphoplasty?
Does Medicare Cover Light Therapy for Psoriasis?
Does Medicare Cover Macular Degeneration?
Does Medicare Cover Medical Marijuana?
Does Medicare Cover Mental Health?
Does Medicare Cover Orthodontic Care?
Does Medicare Cover Physicals & Blood Work?
Does Medicare Cover PTNS?
Does Medicare Cover Shock Wave Therapy for Plantar Fasciitis?
Does Medicare Cover SI Joint Fusion?
Does Medicare Cover SIBO Testing?
Does Medicare Cover Stair Lifts?
Does Medicare Cover the Urolift Procedure?
Does Medicare Cover the WATCHMAN Procedure?
Does Medicare Cover Tymlos?
Does Medicare Cover Urodynamic Testing?
Does Medicare Cover Wart Removal?
Does Medicare Have Limitations on Hospital Stays?
Does Medicare Require a Referral for Audiology Exams?
Does Retiring at Age 62 Make Me Eligible for Medicare?
Explaining IRMAA on Medicare
Fair Square Client Newsletter: AEP Edition
Finding the Best Vision Plans for Seniors
How Do I Sign up for Medicare? A Simple How-To Guide For You
How is Medicare Changing in 2025?
How Much Does Medicare Part A Cost in 2025?
How Much Does Medicare Part B Cost in 2025?
Is Balloon Sinuplasty Covered by Medicare?
Is Emsella Covered by Medicare?
Is Fair Square Medicare Legitimate?
Is Gainswave Covered by Medicare?
Medicare Guaranteed Issue Rights by State
Medicare Supplement Plans for Low-Income Seniors
Medigap Plan N vs. Plan G — Which One Fits You in 2025?
Moving? Here’s What Happens to Your Medicare Coverage
Plan G vs. Plan N
What Is a Medicare Advantage POS Plan?
What is a Medicare Beneficiary Ombudsman?
What Is Medical Underwriting for Medigap?
What is Plan J?
What to Do When Your Doctor Doesn't Take Medicare
What You Need to Know About Creditable Coverage
When Can You Change Medicare Supplement Plans?
Why You Should Keep Your Medigap Plan
Will Medicare Cover Dental Implants?
Will Medicare Cover it?
Get the Fair Square Bulletin
Medicare savings tips, helpful guides, and more.
Virgil Insurance Agency, LLC (DBA Fair Square Medicare) and www.fairsquaremedicare.com are privately owned and operated by Help Button Inc. Medicare supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation of insurance. A licensed agent/producer may contact you. Medicare Supplement insurance is available to those age 65 and older enrolled in Medicare Parts A and B and, in some states, to those under age 65 eligible for Medicare due to disability or End-Stage Renal disease. Virgil Insurance Agency is a licensed and certified representative of Medicare Advantage HMO, HMO SNP, PPO, PPO SNP and PFFS organizations and stand-alone PDP prescription drug plans. Each of the organizations we represent has a Medicare contract. Enrollment in any plan depends on contract renewal. The plans we represent do not discriminate on the basis of race, color, national origin, age, disability, or sex. Plan availability varies by region and state. For a complete list of available plans please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov. © 2025 Help Button Inc
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
MULTIPLAN_FairSquareMedicare_01062022_M
Fair Square Medicare
