Many studies have shown that oral hygiene is critical to your health and longevity. Unfortunately, many Medicare recipients find themselves without a dental policy. 19% of Medicare beneficiaries spend over $1,000 out-of-pocket for dental expenses in a year. Let's go through the best practices for finding your dental plan to go with your Medicare Supplement plan.
For all that Original Medicare covers, many people are surprised to learn that dental care is not included. That might be a result of the rise of Medicare Advantage plans which frequently include a dental benefit as part of the plan package. As we’ve talked about before, Medicare Advantage plans are not inherently bad; they are just misunderstood Medicare Supplement Plan G
Yes, for urgent issues related to dental, you can still get Medicare coverage. Routine dental cleanings will not be covered. The rule of thumb is that if you have a procedure that your healthcare provider deems medically necessary, you will, in all likelihood, get Medicare coverage for it. And with the Medicare Supplement Plan G, you don't have to worry about getting approval from your in-network provider that you might need to receive treatment on a Medicare Advantage plan.
Some examples of dental procedures that your Medicare Supplement plan might cover include medically necessary dental implants orthodontic care
At Fair Square Medicare
The PPO option offers more flexibility than the HMO option. In a PPO, you can visit any dentist, but you'll pay less for visits within your insurance network. The payment within this plan is typically a coinsurance, a percentage fee that might vary depending on the visit or treatment.
Also known as Prepaid Dental Plans, the HMO requires you to pick one dentist's office for all your needs. You typically pay for the services of this plan through a copayment, a fixed dollar amount for a given visit or treatment.
A discount plan is not an insurance policy but instead an agreement with a local dentist to receive their services at a discounted rate. Speak with your local dentist to see if they offer a discount plan and if it's the right option for you.
Assess your needs. Are you looking for preventative care or more costly procedures? Do you travel enough that a PPO plan is necessary? Do the potential savings of an HMO plan outweigh the flexibility of going outside your network? Are you interested in Veneers, and would your plan cover them? These are all questions you should ask yourself.
Keep the cost in mind. Make sure the coverage limit aligns with what you expect to spend on your dental needs. If you think you'll need dentures, which cost around a couple of thousand dollars, does that exceed your plan's coverage limit?
Don't fuss over matching the provider of your Medicare Supplement plan. Remember, the government, not the insurance provider, defines each Medicare Supplement plan's benefits. You should shop for dental insurance based on the best fit between your dental needs and your budget.
Overall, making sure that you maintain good oral health is key to your overall well-being and quality of life. Routine dental checkups and cleanings are not covered by Medicare, and to avoid paying out-of-pocket, you might want to purchase a separate dental insurance policy. Fair Square Medicare can help you find the right dental insurance plan to go with your Medicare Supplement plan. Give us a call today at 1-888-376-2028.
Does Medicare Cover LVAD Surgery?
Nov 30, 2022
Can I switch From Medicare Advantage to Medigap?
Sep 14, 2022
Last Day to Change Your Medicare Part D Plan
Jul 14, 2025
What to Do When Your Doctor Doesn't Take Medicare
Feb 24, 2023
What is a Medicare Beneficiary Ombudsman?
Apr 11, 2023
What to Do When Your Doctor Leaves Your Network
Jul 15, 2025
Health Savings Accounts (HSAs) and Medicare
Jan 24, 2024
Moving? Here’s What Happens to Your Medicare Coverage
Jul 15, 2025
Is Vitrectomy Surgery Covered by Medicare?
Dec 2, 2022
Gap Health Insurance: The Secret Sidekick to Your High-Deductible Plan
Jul 14, 2025
Does Medicare Cover SIBO Testing?
Dec 1, 2022
How to Deduct Medicare Expenses from Your Taxes
Dec 28, 2022
Does Medicare Cover SI Joint Fusion?
Nov 28, 2022
Does Medicare Cover Home Heart Monitors?
Dec 1, 2022
Does Medicare Cover Vitamins?
Dec 5, 2022
Does Medicare Cover Bariatric Surgery?
Dec 27, 2022
Is Balloon Sinuplasty Covered by Medicare?
Dec 1, 2022
Does Medicare Cover Inspire for Sleep Apnea?
Dec 27, 2022
13 Best Ways for Seniors to Stay Active in Philadelphia
14 Best Ways for Seniors to Stay Active in Seattle
20 Questions to Ask Your Medicare Agent
2024 Fair Square NPS Report
Can I Change My Primary Care Provider with an Advantage Plan?
Can I Have Two Primary Care Physicians?
Can I Laminate My Medicare Card?
Can Medicare Advantage Plans be Used Out of State?
Can Medicare Advantage Plans Deny Coverage for Pre-Existing Conditions?
Do All Hospitals Accept Medicare Advantage Plans?
Do I Need to Renew My Medicare?
Does Medicare Cover a Spinal Cord Stimulator?
Does Medicare Cover an FMT?
Does Medicare Cover Cala Trio?
Does Medicare Cover Chiropractic Visits?
Does Medicare Cover Cold Laser Therapy (CLT)?
Does Medicare Cover Compounded Medications?
Does Medicare Cover COVID Tests?
Does Medicare Cover Diabetic Eye Exams?
Does Medicare Cover Fosamax?
Does Medicare Cover Geri Chairs?
Does Medicare Cover Hepatitis C Treatment?
Does Medicare cover Hyoscyamine?
Does Medicare Cover Incontinence Supplies?
Does Medicare Cover Krystexxa?
Does Medicare Cover Linx Surgery?
Does Medicare Cover Lipoma Removal?
Does Medicare Cover Macular Degeneration?
Does Medicare Cover Mouth Guards for Sleep Apnea?
Does Medicare Cover Penile Implant Surgery?
Does Medicare Cover Physicals & Blood Work?
Does Medicare Cover Qutenza?
Does Medicare Cover Robotic Surgery?
Does Medicare Cover Scleral Lenses?
Does Medicare Cover TENS Units?
Does Medicare Cover Tymlos?
Does Medicare Cover Wart Removal?
Does Medicare Cover Zilretta?
Does Medicare Pay for Bunion Surgery?
Does Retiring at Age 62 Make Me Eligible for Medicare?
Everything About Your Medicare Card + Medicare Number
Finding the Best Vision Plans for Seniors
How Can I Get a Replacement Medicare Card?
How Do Medicare Agents Get Paid?
How Does Medicare Pay for Emergency Room Visits?
How Much Does a Medicare Coach Cost?
How Much Does a Pacemaker Cost with Medicare?
How Much Does Medicare Part A Cost in 2025?
How Often Can I Change Medicare Plans?
How to Apply for Medicare?
How to Choose a Medigap Plan
How to Compare Medigap Plans in 2025
Is Emsella Covered by Medicare?
Is Gainswave Covered by Medicare?
Medicare Explained
Medicare Savings Programs in Kansas
Medicare Supplement Plans for Low-Income Seniors
Plan G vs. Plan N
Top 10 Physical Therapy Clinics in San Diego
Welcome to Fair Square's First Newsletter
What Are Medicare Part B Excess Charges?
What Does Medicare Cover for Stroke Patients?
What Is a Medicare Advantage POS Plan?
What Is a Medicare Supplement SELECT Plan?
What Is the Medicare Birthday Rule in Nevada?
What You Need to Know About Creditable Coverage
What's the Deal with Flex Cards?
What's the Difference Between HMO and PPO Plans?
When Can You Change Medicare Supplement Plans?
When to Choose Medicare Advantage over Medicare Supplement
Which Medigap Policies Provide Coverage for Long-Term Care?
Why Is Medicare So Confusing?
Get the Fair Square Bulletin
Medicare savings tips, helpful guides, and more.
Virgil Insurance Agency, LLC (DBA Fair Square Medicare) and www.fairsquaremedicare.com are privately owned and operated by Help Button Inc. Medicare supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation of insurance. A licensed agent/producer may contact you. Medicare Supplement insurance is available to those age 65 and older enrolled in Medicare Parts A and B and, in some states, to those under age 65 eligible for Medicare due to disability or End-Stage Renal disease. Virgil Insurance Agency is a licensed and certified representative of Medicare Advantage HMO, HMO SNP, PPO, PPO SNP and PFFS organizations and stand-alone PDP prescription drug plans. Each of the organizations we represent has a Medicare contract. Enrollment in any plan depends on contract renewal. The plans we represent do not discriminate on the basis of race, color, national origin, age, disability, or sex. Plan availability varies by region and state. For a complete list of available plans please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov. © 2025 Help Button Inc
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
MULTIPLAN_FairSquareMedicare_01062022_M
Fair Square Medicare