In this article, we'll discuss everything you need to know about the upcoming changes to Medicare Part B. But first, let's review the healthcare services covered by Medicare Part B for those new to the program.
Medicare Part B is a part of Original Medicare
It covers two types of services:
Essential medical services — medically necessary services and supplies required to diagnose or treat a medical condition
Preventive services — designed to help prevent illness or detect it early
Some examples of services and supplies covered by Medicare Part B include:
Ambulance services
Clinical research
Diagnostic laboratory tests
Doctor visits
Durable medical equipment — hospital beds, blood sugar monitors, oxygen tanks, wheelchairs, walkers, etc.
Therapy
Screenings
Vaccinations
Transplants
Limited outpatient prescription drugs
Your Medicare Part B costs include your monthly premium and the annual deductible. Here's what you'll pay in 2025:
Monthly premium — $185
Your premium may vary depending on your MAGI
For example, if your MAGI exceeds a certain amount (as per your IRS tax return from 2 years ago), you may be subject to an income-related monthly adjustment amount (IRMAA)
Annual deductible — $257
Everyone enrolled in Medicare Part B must pay the premium, unless you receive state assistance (Medicaid). If you receive Social Security benefits, the Part B premium will be automatically deducted from your monthly payment; if not, you'll receive a quarterly bill.
Coinsurance - 80% of the bill after the deductible. You'll pay the final 20%.
Example: You have a $50,000 surgery. You first pay the deductible ($257), then Part B pays 80% (about $40,000) and you pay the final 20% (about $10,000).
The following table displays Medicare Part B (and Part D) premiums based on income.

If you have any questions or concerns about how these changes might affect you, call us at 1-888-376-2028. Our team at Fair Square Medicare

Medigap Plan N vs. Plan G — Which One Fits You in 2025?
Jul 14, 2025

What is the Medicare ICEP?
Apr 7, 2023

Everything About Your Medicare Card + Medicare Number
May 12, 2022

Does Medicare Cover Kidney Stone Removal?
Nov 23, 2022

Does Your Plan Include A Free Gym Membership?
Jul 12, 2023

13 Best Ways for Seniors to Stay Active in Columbus
Mar 8, 2023

Does Medicare Cover Oxybutynin?
Dec 2, 2022

Does Medicare Pay for Antivenom?
Dec 6, 2022

Do You Need Medigap if You're Eligible for Both Medicare and Medicaid?
Jan 7, 2023

Are Medicare Advantage Plans Bad?
May 5, 2022

Does Medicare Cover Nexavar?
Nov 30, 2022

How to Become a Medicare Agent
Aug 30, 2023

How Can I Get a Replacement Medicare Card?
Aug 14, 2023

Does Medicare Cover Tymlos?
Dec 5, 2022

How to Apply for Medicare?
Jul 15, 2022

What Are Medicare Part B Excess Charges?
Jan 6, 2023

Does Medicare Cover Cold Laser Therapy (CLT)?
Jun 14, 2023

What is a Medicare Beneficiary Ombudsman?
Apr 11, 2023
13 Best Ways for Seniors to Stay Active in Jacksonville
14 Best Ways to Stay Active in Charlotte
15 Best Ways for Seniors to Stay Active in Denver
2024 Cost of Living Adjustment
Can Doctors Choose Not to Accept Medicare?
Can I Laminate My Medicare Card?
Can I Use Medicare Part D at Any Pharmacy?
Can Medicare Advantage Plans Deny Coverage for Pre-Existing Conditions?
Costco Pharmacy Partners with Fair Square
Do All Hospitals Accept Medicare Advantage Plans?
Does Medicare Cover Air Purifiers?
Does Medicare Cover Bladder Sling Surgery?
Does Medicare Cover Cala Trio?
Does Medicare Cover Cervical Disc Replacement?
Does Medicare Cover Chiropractic Visits?
Does Medicare Cover Disposable Underwear?
Does Medicare Cover Hepatitis C Treatment?
Does Medicare Cover Home Heart Monitors?
Does Medicare Cover Inspire for Sleep Apnea?
Does Medicare Cover Iovera Treatment?
Does Medicare Cover Jakafi?
Does Medicare Cover Krystexxa?
Does Medicare Cover Linx Surgery?
Does Medicare Cover LVAD Surgery?
Does Medicare Cover Medical Marijuana?
Does Medicare Cover Ozempic?
Does Medicare Cover PTNS?
Does Medicare Cover Qutenza?
Does Medicare Cover Robotic Surgery?
Does Medicare Cover RSV Vaccines?
Does Medicare Cover Scleral Lenses?
Does Medicare Cover Stair Lifts?
Does Medicare Cover TENS Units?
Does Medicare Cover the Urolift Procedure?
Does Medicare Cover Urodynamic Testing?
Does Medicare Cover Vitamins?
Does Medicare Cover Xiafaxan?
Does Medicare Pay for Allergy Shots?
Does Medicare Pay for Funeral Expenses?
Does Medicare Pay for Varicose Vein Treatment?
Does Medicare Require a Referral for Audiology Exams?
Does Retiring at Age 62 Make Me Eligible for Medicare?
Estimating Prescription Drug Costs
Finding the Best Dental Plans for Seniors
Finding the Best Vision Plans for Seniors
Gap Health Insurance: The Secret Sidekick to Your High-Deductible Plan
How Do I Sign up for Medicare? A Simple How-To Guide For You
How Medicare Costs Can Pile Up
How Much Does Rexulti Cost with Medicare?
How Much Does Trelegy Cost with Medicare?
Is Botox Covered by Medicare?
Is HIFU Covered by Medicare?
Last Day to Change Your Medicare Part D Plan
Medicare Advantage Plans for Disabled People Under 65
Medicare Consulting Services
Medicare Savings Programs in Kansas
Medicare Supplement Plans for Low-Income Seniors
Should You Work With A Remote Medicare Agent?
The Fair Square Bulletin: October 2023
Welcome to Fair Square's First Newsletter
What Does Medicare Cover for Stroke Patients?
What Happens to Unused Medicare Set-Aside Funds?
What If I Don't Like My Plan?
What Is a Medicare Supplement SELECT Plan?
What Is Medical Underwriting for Medigap?
What is Plan J?
What People Don't Realize About Medicare
What to Do When Your Doctor Doesn't Take Medicare
What to Do When Your Doctor Leaves Your Network
When Can You Change Medicare Supplement Plans?
Why You Should Keep Your Medigap Plan
Will Medicare Cover it?
Get the Fair Square Bulletin
Medicare savings tips, helpful guides, and more.
Virgil Insurance Agency, LLC (DBA Fair Square Medicare) and www.fairsquaremedicare.com are privately owned and operated by Help Button Inc. Medicare supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation of insurance. A licensed agent/producer may contact you. Medicare Supplement insurance is available to those age 65 and older enrolled in Medicare Parts A and B and, in some states, to those under age 65 eligible for Medicare due to disability or End-Stage Renal disease. Virgil Insurance Agency is a licensed and certified representative of Medicare Advantage HMO, HMO SNP, PPO, PPO SNP and PFFS organizations and stand-alone PDP prescription drug plans. Each of the organizations we represent has a Medicare contract. Enrollment in any plan depends on contract renewal. The plans we represent do not discriminate on the basis of race, color, national origin, age, disability, or sex. Plan availability varies by region and state. For a complete list of available plans please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov. © 2025 Help Button Inc
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
MULTIPLAN_FairSquareMedicare_01062022_M
Fair Square Medicare
