How Much Does Medicare Part B Cost in 2025?
By Daniel Petkevich
Dec 27, 2022
Medicare Part B Premiums and Deductibles in 2025
In this article, we'll discuss everything you need to know about the upcoming changes to Medicare Part B. But first, let's review the healthcare services covered by Medicare Part B for those new to the program.
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What Does Medicare Part B Cover?
Medicare Part B is a part of Original Medicare
It covers two types of services:
Essential medical services — medically necessary services and supplies required to diagnose or treat a medical condition
Preventive services — designed to help prevent illness or detect it early
Some examples of services and supplies covered by Medicare Part B include:
Ambulance services
Clinical research
Diagnostic laboratory tests
Doctor visits
Durable medical equipment — hospital beds, blood sugar monitors, oxygen tanks, wheelchairs, walkers, etc.
Therapy
Screenings
Vaccinations
Transplants
Limited outpatient prescription drugs
How Much Does Medicare Part B Cost In 2025?
Your Medicare Part B costs include your monthly premium and the annual deductible. Here's what you'll pay in 2025:
Monthly premium — $185
Your premium may vary depending on your
MAGI
(modified adjusted gross income)For example, if your MAGI exceeds a certain amount (as per your IRS tax return from 2 years ago), you may be subject to an
income-related monthly adjustment amount (IRMAA)
. You would pay the IRMAA in addition to the standard premium
Annual deductible — $257
Everyone enrolled in Medicare Part B must pay the premium, unless you receive state assistance (Medicaid). If you receive Social Security benefits, the Part B premium will be automatically deducted from your monthly payment; if not, you'll receive a quarterly bill.
Coinsurance - 80% of the bill after the deductible. You'll pay the final 20%.
Example: You have a $50,000 surgery. You first pay the deductible ($257), then Part B pays 80% (about $40,000) and you pay the final 20% (about $10,000).
The following table displays Medicare Part B (and Part D) premiums based on income.
If you have any questions or concerns about how these changes might affect you, call us at 1-888-376-2028. Our team at Fair Square Medicare
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