How Much Does Medicare Part B Cost in 2025?
By Daniel Petkevich
Dec 27, 2022
Medicare Part B Premiums and Deductibles in 2025
In this article, we'll discuss everything you need to know about the upcoming changes to Medicare Part B. But first, let's review the healthcare services covered by Medicare Part B for those new to the program.
Speak with a Medicare Advocate
What Does Medicare Part B Cover?
Medicare Part B is a part of Original Medicare
It covers two types of services:
Essential medical services — medically necessary services and supplies required to diagnose or treat a medical condition
Preventive services — designed to help prevent illness or detect it early
Some examples of services and supplies covered by Medicare Part B include:
Ambulance services
Clinical research
Diagnostic laboratory tests
Doctor visits
Durable medical equipment — hospital beds, blood sugar monitors, oxygen tanks, wheelchairs, walkers, etc.
Therapy
Screenings
Vaccinations
Transplants
Limited outpatient prescription drugs
How Much Does Medicare Part B Cost In 2025?
Your Medicare Part B costs include your monthly premium and the annual deductible. Here's what you'll pay in 2025:
Monthly premium — $185
Your premium may vary depending on your
MAGI
(modified adjusted gross income)For example, if your MAGI exceeds a certain amount (as per your IRS tax return from 2 years ago), you may be subject to an
income-related monthly adjustment amount (IRMAA)
. You would pay the IRMAA in addition to the standard premium
Annual deductible — $257
Everyone enrolled in Medicare Part B must pay the premium, unless you receive state assistance (Medicaid). If you receive Social Security benefits, the Part B premium will be automatically deducted from your monthly payment; if not, you'll receive a quarterly bill.
Coinsurance - 80% of the bill after the deductible. You'll pay the final 20%.
Example: You have a $50,000 surgery. You first pay the deductible ($257), then Part B pays 80% (about $40,000) and you pay the final 20% (about $10,000).
The following table displays Medicare Part B (and Part D) premiums based on income.
If you have any questions or concerns about how these changes might affect you, call us at 1-888-376-2028. Our team at Fair Square Medicare
Recommended Articles
How to Enroll in Social Security
Apr 28, 2023
Medicare Savings Programs in Kansas
Mar 22, 2023
Turning 65 and Thinking of Keeping COBRA? Here’s Why It Usually Backfires
Jul 15, 2025
Does Medicare Cover Chiropractic Visits?
Dec 22, 2022
Medigap Plan N vs. Plan G — Which One Fits You in 2025?
Jul 14, 2025
Does Medicare Cover Breast Implant Removal?
Jan 5, 2023
Should You Work With A Remote Medicare Agent?
Sep 20, 2023
14 Best Ways for Seniors to Stay Active in Washington, D.C.
Mar 11, 2023
13 Best Ways for Seniors to Stay Active in Philadelphia
Mar 7, 2023
Which Medigap Policies Provide Coverage for Long-Term Care?
Sep 16, 2022
How Much Does Medicare Part A Cost in 2025?
Nov 18, 2022
Health Savings Accounts (HSAs) and Medicare
Jan 24, 2024
Does Medicare Cover SIBO Testing?
Dec 1, 2022
Does Medicare Cover Linx Surgery?
Dec 6, 2022
Does Medicare Cover Disposable Underwear?
Dec 8, 2022
Medicare Guaranteed Issue Rights by State
Feb 10, 2023
How Much Does Medicare Part B Cost in 2025?
Dec 27, 2022
What Happens to Unused Medicare Set-Aside Funds?
Jan 20, 2023
More of our articles
13 Best Ways for Seniors to Stay Active in Indianapolis
13 Best Ways for Seniors to Stay Active in Phoenix
2024 Cost of Living Adjustment
2024 Fair Square Client Retention and Satisfaction Report
Building the Future of Senior Healthcare
Can Doctors Choose Not to Accept Medicare?
Can I Have Two Primary Care Physicians?
Can Medicare Advantage Plans be Used Out of State?
Comparing All Medigap Plans | Chart Updated for 2025
Costco Pharmacy Partners with Fair Square
Do All Hospitals Accept Medicare Advantage Plans?
Does Medicare Cover a Spinal Cord Stimulator?
Does Medicare Cover Bladder Sling Surgery?
Does Medicare Cover Boniva?
Does Medicare Cover Cartiva Implants?
Does Medicare Cover Compounded Medications?
Does Medicare cover Deviated Septum Surgery?
Does Medicare Cover ESRD Treatments?
Does Medicare Cover Flu Shots?
Does Medicare Cover Hepatitis C Treatment?
Does Medicare Cover Hypnotherapy?
Does Medicare Cover Ilumya?
Does Medicare Cover Incontinence Supplies?
Does Medicare Cover Jakafi?
Does Medicare Cover Krystexxa?
Does Medicare Cover Kyphoplasty?
Does Medicare Cover LVAD Surgery?
Does Medicare Cover Macular Degeneration?
Does Medicare Cover Piqray?
Does Medicare Cover Qutenza?
Does Medicare Cover Service Animals?
Does Medicare Cover SI Joint Fusion?
Does Medicare Cover Stair Lifts?
Does Medicare Cover Tymlos?
Does Medicare Cover Wart Removal?
Does Medicare Cover Zilretta?
Does Medicare Pay for Antivenom?
Does Medicare Pay for Funeral Expenses?
Does Medicare pay for Opdivo?
Does Medicare Pay for Varicose Vein Treatment?
Explaining the Different Enrollment Periods for Medicare
Finding the Best Dental Plans for Seniors
Finding the Best Vision Plans for Seniors
How Do Medigap Premiums Vary?
How Does Medicare Cover Colonoscopies?
How Does the End of the COVID-19 Public Health Emergency Affect Your Medicare?
How is Medicare Changing in 2025?
How Much Does a Medicare Coach Cost?
How Much Does Medicare Cost?
How Much Does Open Heart Surgery Cost with Medicare?
How to Apply for Medicare?
How to Choose a Medigap Plan
How to Deduct Medicare Expenses from Your Taxes
Is HIFU Covered by Medicare?
Is Vitrectomy Surgery Covered by Medicare?
Medicare 101
Medicare Consulting Services
Medicare Supplement Plans for Low-Income Seniors
Medigap vs. Medicare Advantage
Plan G vs. Plan N
Saving Money with Alternative Pharmacies & Discount Programs
Top 10 Physical Therapy Clinics in San Diego
What Are Medicare Part B Excess Charges?
What is a Medicare Beneficiary Ombudsman?
What is Plan J?
What to Do When Your Doctor Leaves Your Network
What You Need to Know About Creditable Coverage
What's the Deal with Flex Cards?
When Can You Change Medicare Supplement Plans?
When to Choose Medicare Advantage over Medicare Supplement
Will Medicare Cover Dental Implants?
Will Medicare Cover it?
Get the Fair Square Bulletin
Medicare savings tips, helpful guides, and more.
Virgil Insurance Agency, LLC (DBA Fair Square Medicare) and www.fairsquaremedicare.com are privately owned and operated by Help Button Inc. Medicare supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation of insurance. A licensed agent/producer may contact you. Medicare Supplement insurance is available to those age 65 and older enrolled in Medicare Parts A and B and, in some states, to those under age 65 eligible for Medicare due to disability or End-Stage Renal disease. Virgil Insurance Agency is a licensed and certified representative of Medicare Advantage HMO, HMO SNP, PPO, PPO SNP and PFFS organizations and stand-alone PDP prescription drug plans. Each of the organizations we represent has a Medicare contract. Enrollment in any plan depends on contract renewal. The plans we represent do not discriminate on the basis of race, color, national origin, age, disability, or sex. Plan availability varies by region and state. For a complete list of available plans please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov. © 2025 Help Button Inc
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
MULTIPLAN_FairSquareMedicare_01062022_M
Fair Square Medicare
