There can be any number of reasons for someone to want cosmetic surgery. For Medicare to cover your plastic surgery, it needs to be deemed medically necessary by your doctor. So generally, Medicare does not offer coverage for cosmetic surgery. But what are the circumstances when Medicare offers coverage? Let's find out.
Medicare does not generally offer coverage for cosmetic surgery, but there are specific types of reconstructive plastic surgery that may be partially or fully covered by Medicare. These surgeries are typically related to correcting physical defects caused by congenital anomalies, traumatic injury, or medical conditions such as burns.
In any case, a healthcare professional has to deem the procedure to get Medicare coverage. The cosmetic procedure might be covered by Part A or B depending on whether you are admitted to the hospital or not. Some Medicare Advantage plans may offer extra benefits that could cover some costs related to plastic surgery. Check with your plan provider to see what your plan might offer you.
The exceptions to Medicare's policy on plastic surgery often include reconstructive surgeries that are necessary to improve the functioning of a body part or to correct a deformity related to a birth defect, disease or injury. The surgery must not only improve the person’s appearance, but also improve their quality of life.
If you are looking to have cosmetic surgery and Medicare does not cover it, then you may have to pay for the procedure out-of-pocket. However, many plastic surgeons offer financing options such as payment plans or low-interest loans in order to help patients pay for the procedure. Additionally, some insurance companies may cover certain cosmetic procedures, so you can check with your provider to see if they offer any coverage. You could also consider a medical savings plan or use a credit card to pay for the procedure.
Cosmetic surgery can be a great way to boost your confidence and improve your physical appearance, but it’s important to make sure it’s the right choice for you.
The involved risks include complications, reactions to anesthesia and infections. Before you make a decision, it’s important to discuss the procedure with your doctor and evaluate all the potential risks.
It’s also important to have realistic expectations and be aware that results may not be exactly as you had hoped.
Medicare does not generally cover cosmetic surgery, but there are exceptions for reconstructive surgeries that are medically necessary. If you are considering having cosmetic surgery, it’s important to discuss the procedure with your doctor and evaluate all the potential risks. This content is for informational purposes only. For any Medicare-related questions, give us a call today to speak with an expert.
Seeing the Value in Fair Square
May 15, 2023
Explaining the Different Enrollment Periods for Medicare
Feb 3, 2023
Is PAE Covered by Medicare?
Nov 23, 2022
Medicare Savings Programs in Kansas
Mar 22, 2023
Does Medicare Cover Fosamax?
Nov 30, 2022
Does Medicare Cover Shock Wave Therapy for Plantar Fasciitis?
Nov 30, 2022
What You Need to Know About Creditable Coverage
Jan 18, 2023
How Much Does Rexulti Cost with Medicare?
Jan 24, 2023
Do All Hospitals Accept Medicare Advantage Plans?
Apr 11, 2023
Does Medicare Cover Home Heart Monitors?
Dec 1, 2022
Is Vitrectomy Surgery Covered by Medicare?
Dec 2, 2022
Does Medicare Cover Zilretta?
Nov 28, 2022
Does Medicare Cover Geri Chairs?
Dec 7, 2022
Is Emsella Covered by Medicare?
Nov 21, 2022
Moving? Here’s What Happens to Your Medicare Coverage
Jul 15, 2025
Building the Future of Senior Healthcare
Aug 25, 2022
What Is Medical Underwriting for Medigap?
Apr 14, 2023
How Does Medicare Cover Colonoscopies?
Dec 27, 2022
13 Best Ways for Seniors to Stay Active in Philadelphia
14 Best Ways to Stay Active in Charlotte
20 Questions to Ask Your Medicare Agent
2024 Fair Square Client Retention and Satisfaction Report
2024 Fair Square NPS Report
Are Medicare Advantage Plans Bad?
Can I Choose Marketplace Coverage Instead of Medicare?
Can I Use Medicare Part D at Any Pharmacy?
Can Medicare Advantage Plans Deny Coverage for Pre-Existing Conditions?
Do I Need Medicare If My Spouse Has Insurance?
Do Medicare Supplement Plans Cover Dental and Vision?
Do You Need Books on Medicare?
Do You Need Medigap if You're Eligible for Both Medicare and Medicaid?
Does Medicare Cover Air Purifiers?
Does Medicare Cover an FMT?
Does Medicare Cover Bariatric Surgery?
Does Medicare Cover Boniva?
Does Medicare Cover Breast Implant Removal?
Does Medicare Cover Cala Trio?
Does Medicare Cover Cartiva Implants?
Does Medicare Cover Compounded Medications?
Does Medicare Cover Cosmetic Surgery?
Does Medicare Cover Diabetic Eye Exams?
Does Medicare Cover Disposable Underwear?
Does Medicare Cover Driving Evaluations?
Does Medicare Cover Hearing Aids?
Does Medicare Cover Iovera Treatment?
Does Medicare Cover Krystexxa?
Does Medicare Cover Light Therapy for Psoriasis?
Does Medicare Cover Nexavar?
Does Medicare Cover Nuedexta?
Does Medicare Cover Ozempic?
Does Medicare Cover Penile Implant Surgery?
Does Medicare Cover Qutenza?
Does Medicare Cover RSV Vaccines?
Does Medicare Cover Wart Removal?
Does Medicare Pay for Bunion Surgery?
Does Medicare Pay for Funeral Expenses?
Does Medicare Pay for Varicose Vein Treatment?
Does Medicare Require a Referral for Audiology Exams?
Does Your Medicare Plan Cover B12 Shots?
Estimating Prescription Drug Costs
Everything About Your Medicare Card + Medicare Number
Explaining IRMAA on Medicare
Health Savings Accounts (HSAs) and Medicare
How Do Medicare Agents Get Paid?
How Medicare Costs Can Pile Up
How Much Does a Pacemaker Cost with Medicare?
How Much Does Open Heart Surgery Cost with Medicare?
How Often Can I Change Medicare Plans?
How to Choose a Medigap Plan
How to Deduct Medicare Expenses from Your Taxes
How to Enroll in Social Security
Is Displacement Affecting Your Medicare Coverage?
Is Fair Square Medicare Legitimate?
Is HIFU Covered by Medicare?
Is the Shingles Vaccine Covered by Medicare?
Medicare Guaranteed Issue Rights by State
Medicare Supplement Plans for Low-Income Seniors
Medigap vs. Medicare Advantage
Saving Money with Alternative Pharmacies & Discount Programs
The Fair Square Bulletin: October 2023
What Does Medicare Cover for Stroke Patients?
What If I Don't Like My Plan?
What Is a Medicare Advantage POS Plan?
What is a Medicare Beneficiary Ombudsman?
What Is the Medicare Birthday Rule in Nevada?
What People Don't Realize About Medicare
What to Do When Your Doctor Doesn't Take Medicare
What's the Difference Between HMO and PPO Plans?
Why You Should Keep Your Medigap Plan
Will Medicare Cover it?
Get the Fair Square Bulletin
Medicare savings tips, helpful guides, and more.
Virgil Insurance Agency, LLC (DBA Fair Square Medicare) and www.fairsquaremedicare.com are privately owned and operated by Help Button Inc. Medicare supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation of insurance. A licensed agent/producer may contact you. Medicare Supplement insurance is available to those age 65 and older enrolled in Medicare Parts A and B and, in some states, to those under age 65 eligible for Medicare due to disability or End-Stage Renal disease. Virgil Insurance Agency is a licensed and certified representative of Medicare Advantage HMO, HMO SNP, PPO, PPO SNP and PFFS organizations and stand-alone PDP prescription drug plans. Each of the organizations we represent has a Medicare contract. Enrollment in any plan depends on contract renewal. The plans we represent do not discriminate on the basis of race, color, national origin, age, disability, or sex. Plan availability varies by region and state. For a complete list of available plans please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov. © 2025 Help Button Inc
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
MULTIPLAN_FairSquareMedicare_01062022_M
Fair Square Medicare