Fair Square Medicare Wordmark

Does Medicare Cover Disposable Underwear?

Senior person holding tissue roll near a toilet bowl, using walker to walk to the bathroom stock photo

By Daniel Petkevich

Dec 8, 2022

Most plans don't offer coverage

Medicare has you covered with medically necessary treatments or medications to help with incontinence. Unfortunately, for over-the-counter purchases like disposable underwear Medicare generally does not offer coverage or reimbursement. However, you might be able to get over-the-counter benefits on some Medicare Advantage plans.

Speak with a Medicare Advocate

Talk to one of our Licensed Medicare Agents today to find the right plans for you.

Limitations on Medicare coverage

Medicare is a government-funded health insurance program for people age 65 and over, as well as certain disabled individuals. It covers a wide range of medical services and treatments, including doctor visits, hospital stays, surgeries, lab tests, prescription drugs, preventive care, and more. However, it generally does not cover items that can be purchased over the counter, such as disposable underwear. It also does not cover long-term care or custodial care services. For more information about Medicare coverage, you can visit the official website at medicare.gov.

Coverage for disposable underwear

Unfortunately, Medicare does not cover disposable underwear as a medical necessity. However, some Medicare Advantage plans may offer over-the-counter benefits for items like this. If you have a Medicare Advantage plan, it is best to check with your provider to see what types of coverage are available. You can also contact your local Area Agency on Aging (AAA) for more information.

Alternatives to disposable underwear if you do not have Medicare coverage

Even if you do not have Medicare coverage, there are other options available for those dealing with incontinence. You may be able to purchase disposable underwear at a discounted rate through your local pharmacy or medical supply store. Additionally, some organizations provide assistance or resources in the form of discounts and grants for the purchase of incontinence products. Finally, you may also be able to find assistance from your local Area Agency on Aging. Be sure to explore all of these options before making a purchase.

How to choose the right type of disposable underwear for you

Disposable underwear can be a helpful tool for those dealing with incontinence, but it is important to understand the pros and cons before deciding if this type of product is right for you. Some benefits of using disposable underwear include increased protection against leaks, improved comfort and convenience, and ease of use. However, the cost can add up over time, and some people may find that the disposable materials are less breathable than cloth underwear. Additionally, disposable underwear may not be as durable as reusable options. To ensure you make the right choice, talk to your doctor or healthcare provider about what type of product would best fit your needs.

Tips for using and caring for disposable underwear

If you decide that disposable underwear is the right choice for your incontinence needs, it is important to know how to properly use and care for them. To make sure they last as long as possible, always follow the instructions on the packaging when putting on and taking off the underwear. Also, keep them away from heat sources such as dryers and radiators, and avoid exposing them to extreme temperatures. And remember: when it comes time to dispose of them, be sure to place them in an appropriate bag or container for safe disposal.

Takeaway

Medicare does not offer coverage for disposable underwear. But those with Medicare Advantage should check their plan to see if any additional benefits are available. For any Medicare-related questions, call a Fair Square Medicare expert. We are here for you.


Speak with a Medicare Advocate

Talk to one of our Licensed Medicare Agents today to find the right plans for you.

Recommended Articles

20 Q's with Fair Square

20 Questions to Ask Your Medicare Agent

Mar 17, 2023

scientist mixing chemical compounds stock image

Does Medicare Cover Compounded Medications?

Apr 4, 2023

Vitamin in a syringe stock photo

Does Your Medicare Plan Cover B12 Shots?

Aug 15, 2022

Orthopaedist at work treating a bunion, stock photo

Does Medicare Pay for Bunion Surgery?

Nov 29, 2022

Senior woman receiving an ear exam stock photo

Does Medicare Require a Referral for Audiology Exams?

Nov 22, 2022

Cover image

How Often Can I Change Medicare Plans?

May 5, 2023

a doctor tells her patient she doesn't accept medicare. the patient wonders what to do stock image

What to Do When Your Doctor Doesn't Take Medicare

Feb 24, 2023

senior man with his glasses in his hand working in front of his laptop stock photo

Can I Change Medicare Advantage Plans Any Time? | Medicare Plans

Sep 19, 2022

Human hands holding healthy lung shape made from paper on light blue background. stock photo

How Much Does Trelegy Cost with Medicare?

Jan 24, 2023

Medicare 2025 What you need to know in the new year stock image

How is Medicare Changing in 2025?

Dec 21, 2022

doctor consulting their patient stock image

Does Medicare Cover the Urolift Procedure?

Dec 6, 2022

An elderly couple discusses their healthcare and insurance needs with another woman stock image

Moving? Here’s What Happens to Your Medicare Coverage

Jul 15, 2025

Charlotte skyline stock image

14 Best Ways to Stay Active in Charlotte

Mar 9, 2023

What is the ICEP?

What is the Medicare ICEP?

Apr 7, 2023

Teenager Helping his Grandfather at Home stock photo

Does Medicare Cover Geri Chairs?

Dec 7, 2022

Leg bones and knees, 3d rendering. stock photo

Does Medicare Cover Fosamax?

Nov 30, 2022

senior man holding up his medicare card stock photo

Everything About Your Medicare Card + Medicare Number

May 12, 2022

senior african american man feeling pain in his knees from arthritis while on a couch stock photo

How Much Does Xeljanz Cost with Medicare?

Jan 25, 2023

More of our articles

13 Best Ways for Seniors to Stay Active in Jacksonville

Are Medicare Advantage Plans Bad?

Building the Future of Senior Healthcare

Can Doctors Choose Not to Accept Medicare?

Can I Use Medicare Part D at Any Pharmacy?

Can Medicare Advantage Plans be Used Out of State?

Comparing All Medigap Plans | Chart Updated for 2025

Denied Coverage? What to Do When Your Carrier Says No

Do All Hospitals Accept Medicare Advantage Plans?

Do I Need Medicare If My Spouse Has Insurance?

Do You Need Books on Medicare?

Do You Need Medigap if You're Eligible for Both Medicare and Medicaid?

Does Medicare Cover a Spinal Cord Stimulator?

Does Medicare Cover Boniva?

Does Medicare Cover Breast Implant Removal?

Does Medicare Cover Cala Trio?

Does Medicare Cover Cataract Surgery?

Does Medicare Cover Cervical Disc Replacement?

Does Medicare Cover Cold Laser Therapy (CLT)?

Does Medicare Cover COVID Tests?

Does Medicare cover Deviated Septum Surgery?

Does Medicare Cover Hepatitis C Treatment?

Does Medicare Cover Hoarding Cleanup?

Does Medicare cover Hyoscyamine?

Does Medicare Cover Ilumya?

Does Medicare Cover Krystexxa?

Does Medicare Cover Light Therapy for Psoriasis?

Does Medicare Cover LVAD Surgery?

Does Medicare Cover Mental Health?

Does Medicare Cover Mouth Guards for Sleep Apnea?

Does Medicare Cover Ofev?

Does Medicare Cover Orthodontic Care?

Does Medicare Cover Penile Implant Surgery?

Does Medicare Cover Piqray?

Does Medicare Cover Qutenza?

Does Medicare Cover Scleral Lenses?

Does Medicare Cover Shock Wave Therapy for Plantar Fasciitis?

Does Medicare Cover SIBO Testing?

Does Medicare Cover Stair Lifts?

Does Medicare Cover the WATCHMAN Procedure?

Does Medicare Cover Tymlos?

Does Medicare Cover Wart Removal?

Does Medicare Pay for Varicose Vein Treatment?

Fair Square Bulletin: We're Revolutionizing Medicare

Finding the Best Vision Plans for Seniors

Gap Health Insurance: The Secret Sidekick to Your High-Deductible Plan

How Are Medicare Star Ratings Determined?

How Do Medigap Premiums Vary?

How Does Medicare Pay for Emergency Room Visits?

How Does the End of the COVID-19 Public Health Emergency Affect Your Medicare?

How Medicare Costs Can Pile Up

How Much Does Medicare Part A Cost in 2025?

How to Become a Medicare Agent

How to Choose a Medigap Plan

How to Enroll in Social Security

How Your Employer Insurance and Medicare Work Together

Is Displacement Affecting Your Medicare Coverage?

Is Gainswave Covered by Medicare?

Is the Shingles Vaccine Covered by Medicare?

Medicare Advantage Plans for Disabled People Under 65

Medicare Consulting Services

Medicare Deductibles Resetting in 2025

Should You Work With A Remote Medicare Agent?

The Fair Square Bulletin: October 2023

What Are Medicare Part B Excess Charges?

What Is a Medicare Supplement SELECT Plan?

What Is the Medicare Birthday Rule in Nevada?

What To Do If Your Medicare Advantage Plan Is Discontinued

What to Do When Your Doctor Leaves Your Network

Which Medigap Policies Provide Coverage for Long-Term Care?

Why You Should Keep Your Medigap Plan

Will Medicare Cover it?

Your Medicare One-Stop-Shop

Your guide to Medicare Parts A & B, Medicare Advantage, and Medigap. 100% free.

Get the Fair Square Bulletin

Medicare savings tips, helpful guides, and more.

About

Medicare 101

Current Clients

Medicare Supplement Plans

Medicare Advantage Plans

Fair Square 2026

Terms of Use
Notice of Privacy Practices

Virgil Insurance Agency, LLC (DBA Fair Square Medicare) and www.fairsquaremedicare.com are privately owned and operated by Help Button Inc. Medicare supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation of insurance. A licensed agent/producer may contact you. Medicare Supplement insurance is available to those age 65 and older enrolled in Medicare Parts A and B and, in some states, to those under age 65 eligible for Medicare due to disability or End-Stage Renal disease. Virgil Insurance Agency is a licensed and certified representative of Medicare Advantage HMO, HMO SNP, PPO, PPO SNP and PFFS organizations and stand-alone PDP prescription drug plans. Each of the organizations we represent has a Medicare contract. Enrollment in any plan depends on contract renewal. The plans we represent do not discriminate on the basis of race, color, national origin, age, disability, or sex. Plan availability varies by region and state. For a complete list of available plans please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov. © 2026 Help Button Inc

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

MULTIPLAN_FairSquareMedicare_01062022_M

Fair Square Medicare

FSM symbol - 50