Fair Square Medicare Wordmark

What If I Don't Like My Plan?

amazon box
By Daniel Petkevich
Jun 8, 2020

How "returns" work in the Medicare world.

When you buy a package on Amazon, you get thirty days to return it, but what happens if you don't like your Medigap (Medicare Supplement) or Medicare Advantage policy?

Stay Up to Date on Medicare!

Join the Fair Square Medicare Newsletter to stay informed on cost savings, changes to Medicare, and other valuable healthcare information.

Medigap (Medicare Supplement)

There are two opportunities to enroll in Medigap without any pre-existing conditions affecting your premium:
  • During the six months after your 65th birthday and enrollment in Part B
  • For 63 days after you lose employer health insurance coverage
During these periods you can enroll and unenroll in as many Medigap policies as you like. Once these periods pass, Medigap plan carriers can generally screen you, raise your premium, or delay coverage based on any pre-existing conditions you have. In California, however, you have a a 30 day window after your birthday to switch to a Medigap plan that offers equal or fewer benefits than your current one without disclosing any pre-existing conditions.
If you want to switch from a Medigap plan to a Medicare Advantage plan, you can do so between October 15th and December 7th every year.

Medicare Advantage

If you enroll in a Medicare Advantage plan when you turn 65, you may switch to a Medigap plan for any reason during the first year.
If you want to swap your current Medicare Advantage plan for another one, you can change Medicare Advantage plans between October 15th and December 7th and between January 1st and March 31st every year.

Stay Up to Date on Medicare!

Join the Fair Square Medicare Newsletter to stay informed on cost savings, changes to Medicare, and other valuable healthcare information.

Recommended Articles

SIBO (small intestinal bacterial overgrowth) symptoms stock photo
Does Medicare Cover SIBO Testing?
Dec 1, 2022
Cover image
Fair Square Bulletin: We're Revolutionizing Medicare
Apr 27, 2023
Cover image
What Is a Medicare Advantage POS Plan?
May 10, 2023
Emergency section of a hospital exterior stock photo
How Does Medicare Pay for Emergency Room Visits?
Nov 21, 2022
Cover image
2024 "Donut Hole" Updates
Aug 3, 2023
Close up of a senior clutching their right wrist in pain stock photo
Does Medicare Cover Cala Trio?
Nov 23, 2022
Leg bones and knees, 3d rendering. stock photo
Does Medicare Cover Boniva?
Nov 29, 2022
plastic surgeons standing over a patient stock image
Does Medicare Cover Cosmetic Surgery?
Nov 28, 2022
Man with disability and service dog stock photo
Does Medicare Cover Service Animals?
Nov 29, 2022
Psoriasis on elbow stock photo
Does Medicare Cover Ilumya?
Dec 7, 2022
Heart on Heart Rhythm Background Concept stock photo
Does Medicare Cover the WATCHMAN Procedure?
Dec 1, 2022
Philadelphia skyline at sunset stock image
13 Best Ways for Seniors to Stay Active in Philadelphia
Mar 7, 2023
Medicare 2023 What you need to know in the new year stock image
How is Medicare Changing in 2023?
Dec 21, 2022
woman sitting up in bed experiencing back pain stock photo
Does Medicare Cover a Spinal Cord Stimulator?
Nov 19, 2022
Cover image
Does Medicare Cover Shock Wave Therapy for Plantar Fasciitis?
Nov 30, 2022
Cover image
When to Choose Medicare Advantage over Medicare Supplement
Jun 7, 2023
Visiting a hospital front desk illustrated stock image
Do All Hospitals Accept Medicare Advantage Plans?
Apr 11, 2023
Happy senior man and dentist assistant talking during appointment at dental clinic. stock photo
Finding the Best Dental Plans for Seniors
Jan 4, 2023

More of our articles

13 Best Ways for Seniors to Stay Active in Jacksonville

14 Best Ways for Seniors to Stay Active in Nashville

14 Best Ways for Seniors to Stay Active in Seattle

14 Best Ways to Stay Active in Charlotte

Are Medicare Advantage Plans Bad?

Can Doctors Choose Not to Accept Medicare?

Can I Change Medicare Advantage Plans Any Time? | Medicare Plans

Can Medicare Advantage Plans be Used Out of State?

Can Medicare Help with the Cost of Tyrvaya?

Costco Pharmacy Partners with Fair Square

Do You Need Books on Medicare?

Does Medicare Cover Air Purifiers?

Does Medicare Cover Breast Implant Removal?

Does Medicare Cover Cartiva Implants?

Does Medicare Cover Compounded Medications?

Does Medicare Cover COVID Tests?

Does Medicare cover Deviated Septum Surgery?

Does Medicare Cover Diabetic Eye Exams?

Does Medicare Cover Disposable Underwear?

Does Medicare Cover Exercise Physiology?

Does Medicare Cover Fosamax?

Does Medicare Cover Inqovi?

Does Medicare Cover Inspire for Sleep Apnea?

Does Medicare Cover Kyphoplasty?

Does Medicare Cover Lipoma Removal?

Does Medicare Cover LVAD Surgery?

Does Medicare Cover Nuedexta?

Does Medicare Cover Oxybutynin?

Does Medicare Cover Qutenza?

Does Medicare Cover Robotic Surgery?

Does Medicare Cover RSV Vaccines?

Does Medicare Cover Scleral Lenses?

Does Medicare Cover Stair Lifts?

Does Medicare Cover TENS Units?

Does Medicare Cover Urodynamic Testing?

Does Medicare Have Limitations on Hospital Stays?

Does Medicare Pay for Allergy Shots?

Does Medicare Pay for Varicose Vein Treatment?

Does Retiring at Age 62 Make Me Eligible for Medicare?

Does Your Medicare Plan Cover B12 Shots?

Estimating Prescription Drug Costs

Explaining IRMAA on Medicare

Fair Square Client Newsletter: AEP Edition

How Are Medicare Star Ratings Determined?

How Does the End of the COVID-19 Public Health Emergency Affect Your Medicare?

How Much Does a Medicare Coach Cost?

How Much Does Rexulti Cost with Medicare?

How Much Does Trelegy Cost with Medicare?

How Often Can I Change Medicare Plans?

Is Balloon Sinuplasty Covered by Medicare?

Medicare 101

Medicare Advantage MSA Plans

Medicare Explained

Medicare Guaranteed Issue Rights by State

Plan G vs. Plan N

Saving Money with Alternative Pharmacies & Discount Programs

The Easiest Call You'll Ever Make

The Fair Square Bulletin: February 2024

The Fair Square Bulletin: January 2024

The Fair Square Bulletin: July 2023

The Fair Square Bulletin: June 2023

The Fair Square Bulletin: The End of the COVID Emergency Declaration

What Are Medicare Part B Excess Charges?

What Does Medicare Cover for Stroke Patients?

What Happens to Unused Medicare Set-Aside Funds?

What If I Don't Like My Plan?

What is the 8-Minute Rule on Medicare?

What is the Medicare ICEP?

What's the Deal with Flex Cards?

What's the Difference Between HMO and PPO Plans?

Will Medicare Cover Dental Implants?

Will Medicare Cover it?

Your Medicare One-Stop-Shop

Your guide to Medicare Parts A & B, Medicare Advantage, and Medigap. 100% free.
Get the Fair Square Bulletin

Medicare savings tips, helpful guides, and more.

About

Medicare 101

Current Clients

Medicare Supplement Plans

Medicare Advantage Plans

Fair Square 2024

Terms of Use
Notice of Privacy Practices

Virgil Insurance Agency, LLC (DBA Fair Square Medicare) and www.fairsquaremedicare.com are privately owned and operated by Help Button Inc. Medicare supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation of insurance. A licensed agent/producer may contact you. Medicare Supplement insurance is available to those age 65 and older enrolled in Medicare Parts A and B and, in some states, to those under age 65 eligible for Medicare due to disability or End-Stage Renal disease. Virgil Insurance Agency is a licensed and certified representative of Medicare Advantage HMO, HMO SNP, PPO, PPO SNP and PFFS organizations and stand-alone PDP prescription drug plans. Each of the organizations we represent has a Medicare contract. Enrollment in any plan depends on contract renewal. The plans we represent do not discriminate on the basis of race, color, national origin, age, disability, or sex. Plan availability varies by region and state. For a complete list of available plans please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov. © 2024 Help Button Inc

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

MULTIPLAN_FairSquareMedicare_01062022_M