Fair Square Medicare Wordmark

Can I Use Medicare Part D at Any Pharmacy?

Cover image

By Daniel Petkevich

Aug 28, 2023

Prescription Drug Coverage

Medicare Part D provides prescription drug coverage to help you manage your medication costs. You can use your Medicare Part D plan at any participating pharmacy in your plan's network. However, there are a few important factors that can impact your prescription costs:

Speak with a Medicare Advocate

Talk to one of our Licensed Medicare Agents today to find the right plans for you.

Networks

It's essential to verify your pharmacy is in-network with your plan. If they are out-of-network, you could pay the full retail cost for your medications.

However, if you need to use an out-of-network pharmacy due to unforeseen circumstances, plans typically have provisions to allow this. We recommend you check with your plan before using an out-of-network pharmacy to understand how you will be impacted.

Preferred vs. Non-Preferred

Preferred pharmacies have negotiated pricing agreements with plans that can significantly reduce your costs. It's a good idea to fill your prescriptions with a preferred pharmacy. Before filling prescriptions, check with your plan to confirm if your pharmacy is preferred.

Non-preferred pharmacies typically have higher costs because they have not negotiated pricing with your plan. However, most plans have provisions to allow you to use a non-network pharmacy for emergencies.

General Tips

  1. Review Your Plan: Before enrolling in a plan, carefully review the preferred pharmacy list to ensure your pharmacy is included.

  2. Cost Comparison: Compare the costs of prescription medications at preferred and non-preferred pharmacies to minimize your out-of-pocket expenses.

  3. Emergency Situations: Keep records of your transactions, receipts, and any relevant information in case you need to request reimbursement or make an appeal.

  4. Annual Enrollment Period: If your current plan isn't a good fit, you can change plans during the Annual Enrollment Period (October 15th to December 7th).

Conclusion

Always review your specific Medicare plan details and reach out to one of our Medicare Experts if you have any questions about which pharmacies you can use under your coverage.

Our experts are looking forward to assisting you! Schedule a consultation today at

fairsquaremedicare.com

or call us at 1-888-454-2383.

Speak with a Medicare Advocate

Talk to one of our Licensed Medicare Agents today to find the right plans for you.

Recommended Articles

Cover image

Fair Square Bulletin: We're Revolutionizing Medicare

Apr 27, 2023

Male doctor with his arms crossed stock image

Can Doctors Choose Not to Accept Medicare?

Dec 8, 2022

heart surgery stock image

How Much Does Open Heart Surgery Cost with Medicare?

Jan 27, 2023

Sinusitis. stock illustration

Is Balloon Sinuplasty Covered by Medicare?

Dec 1, 2022

alphabet_soup

How to Choose a Medigap Plan

Jan 10, 2023

Caucasian nurse holding spine model against the patients backs. Clinic interior. stock photo

Does Medicare Cover Kyphoplasty?

Dec 9, 2022

a doctor tells her patient she doesn't accept medicare. the patient wonders what to do stock image

What to Do When Your Doctor Doesn't Take Medicare

Feb 24, 2023

various people wearing masks due to the COVID-19 pandemic stock photo

How Does the End of the COVID-19 Public Health Emergency Affect Your Medicare?

Mar 3, 2023

senior gentleman wearing a suit working on his laptop outside of his office stock photo

How Your Employer Insurance and Medicare Work Together

Sep 27, 2022

Senior couple going over their finances in front of a computer stock image

How Much Does Medicare Part B Cost in 2025?

Dec 27, 2022

Cover image

Estimating Prescription Drug Costs

May 25, 2020

Mouth guard used to help treat sleep apnea

Does Medicare Cover Mouth Guards for Sleep Apnea?

Dec 8, 2022

Hepatitis C stock photo

Does Medicare Cover Hepatitis C Treatment?

Nov 22, 2022

Fair Square

Is Displacement Affecting Your Medicare Coverage?

Oct 6, 2022

doctor examining a patient's varicose veins stock photo

Does Medicare Pay for Varicose Vein Treatment?

Nov 18, 2022

Cover image

What to Do When Your Doctor Leaves Your Network

Jul 15, 2025

Physiotherapist showing workout record on exercise bike

Does Medicare Cover Exercise Physiology?

Jan 11, 2023

Teenager Helping his Grandfather at Home stock photo

Does Medicare Cover Geri Chairs?

Dec 7, 2022

More of our articles

13 Best Ways for Seniors to Stay Active in Indianapolis

14 Best Ways to Stay Active in Charlotte

15 Best Ways for Seniors to Stay Active in Denver

20 Questions to Ask Your Medicare Agent

2024 Fair Square NPS Report

2025 Medicare Price Changes

Are Medicare Advantage Plans Bad?

Building the Future of Senior Healthcare

Can I Change Medicare Advantage Plans Any Time? | Medicare Plans

Can Medicare Help with the Cost of Tyrvaya?

Do All Hospitals Accept Medicare Advantage Plans?

Do I Need Medicare If My Spouse Has Insurance?

Does Medicare Cover an FMT?

Does Medicare Cover Boniva?

Does Medicare Cover Breast Implant Removal?

Does Medicare Cover Cervical Disc Replacement?

Does Medicare Cover Cold Laser Therapy (CLT)?

Does Medicare Cover Cosmetic Surgery?

Does Medicare Cover Diabetic Eye Exams?

Does Medicare Cover Driving Evaluations?

Does Medicare Cover ESRD Treatments?

Does Medicare Cover Inqovi?

Does Medicare Cover Inspire for Sleep Apnea?

Does Medicare Cover Ketamine Infusion for Depression?

Does Medicare Cover Krystexxa?

Does Medicare Cover Light Therapy for Psoriasis?

Does Medicare Cover Medical Marijuana?

Does Medicare Cover Mental Health?

Does Medicare Cover Oxybutynin?

Does Medicare Cover PTNS?

Does Medicare Cover Shock Wave Therapy for Plantar Fasciitis?

Does Medicare Cover SIBO Testing?

Does Medicare Cover Stair Lifts?

Does Medicare Cover the Urolift Procedure?

Does Medicare Cover Urodynamic Testing?

Does Medicare Cover Vitamins?

Does Medicare Cover Wart Removal?

Does Medicare Cover Zilretta?

Does Medicare Pay for Allergy Shots?

Does Medicare Pay for Bunion Surgery?

Does Your Medicare Plan Cover B12 Shots?

Everything About Your Medicare Card + Medicare Number

Fair Square Client Newsletter: AEP Edition

Gap Health Insurance: The Secret Sidekick to Your High-Deductible Plan

How Are Medicare Star Ratings Determined?

How Do Medicare Agents Get Paid?

How Does Medicare Pay for Emergency Room Visits?

How is Medicare Changing in 2025?

How Medicare Costs Can Pile Up

How Much Does a Medicare Coach Cost?

How Much Does Rexulti Cost with Medicare?

How to Apply for Medicare?

Is HIFU Covered by Medicare?

Is Vitrectomy Surgery Covered by Medicare?

Last Day to Change Your Medicare Part D Plan

Medicare & Ozempic

Medicare Advantage MSA Plans

Medicare Deductibles Resetting in 2025

Medicare Guaranteed Issue Rights by State

Medigap Plan N vs. Plan G — Which One Fits You in 2025?

Moving? Here’s What Happens to Your Medicare Coverage

Should You Work With A Remote Medicare Agent?

The Easiest Call You'll Ever Make

What Does Medicare Cover for Stroke Patients?

What If I Don't Like My Plan?

What Is a Medicare Advantage POS Plan?

What Is Medical Underwriting for Medigap?

What Is the Medicare Birthday Rule in Nevada?

What People Don't Realize About Medicare

What To Do If Your Medicare Advantage Plan Is Discontinued

What's the Deal with Flex Cards?

When Can You Change Medicare Supplement Plans?

Your Medicare One-Stop-Shop

Your guide to Medicare Parts A & B, Medicare Advantage, and Medigap. 100% free.

Get the Fair Square Bulletin

Medicare savings tips, helpful guides, and more.

About

Medicare 101

Current Clients

Medicare Supplement Plans

Medicare Advantage Plans

Fair Square 2025

Terms of Use
Notice of Privacy Practices

Virgil Insurance Agency, LLC (DBA Fair Square Medicare) and www.fairsquaremedicare.com are privately owned and operated by Help Button Inc. Medicare supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation of insurance. A licensed agent/producer may contact you. Medicare Supplement insurance is available to those age 65 and older enrolled in Medicare Parts A and B and, in some states, to those under age 65 eligible for Medicare due to disability or End-Stage Renal disease. Virgil Insurance Agency is a licensed and certified representative of Medicare Advantage HMO, HMO SNP, PPO, PPO SNP and PFFS organizations and stand-alone PDP prescription drug plans. Each of the organizations we represent has a Medicare contract. Enrollment in any plan depends on contract renewal. The plans we represent do not discriminate on the basis of race, color, national origin, age, disability, or sex. Plan availability varies by region and state. For a complete list of available plans please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov. © 2025 Help Button Inc

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

MULTIPLAN_FairSquareMedicare_01062022_M

Fair Square Medicare

FSM symbol - 50