Fair Square Medicare Wordmark

Finding the Best Vision Plans for Seniors

Asian senior male patient having him eyes examined by laser machine
By Daniel Petkevich
Jan 6, 2023

See if you need vision insurance

Your eyes are the window to the world, and deteriorating eyesight should not mean seeing less as you age. Medicare does not typically offer a vision plan despite so many beneficiaries experiencing the effects of losing their vision. However, there are vision plans you can purchase to help cover the cost of visits to the optometrist. Read on to see what Medicare will cover to help maintain your eyesight and your options for coverage outside your Medicare plan.

Stay Up to Date on Medicare!

Join the Fair Square Medicare Newsletter to stay informed on cost savings, changes to Medicare, and other valuable healthcare information.

Common Misconceptions

For all that Original Medicare covers, many people are surprised to learn that vision care is not included. That might be a result of the rise of Medicare Advantage plans which frequently include a vision benefit as part of the plan package. As we’ve discussed, Medicare

Advantage plans are not inherently bad; they are just misunderstood

. Many of our clients love their

Medicare Supplement Plan G

because they offer the most comprehensive coverage, but you’ll need a separate vision plan.

Do Medicare Supplement plans cover any vision care?

Yes, if you have an urgent procedure related to your vision that a doctor deems medically necessary, Medicare Supplement, also known as Medigap, will help cover some or all of the cost, depending on your plan. Routine trips to the optometrist or getting an updated prescription on your glasses will not be covered. With Medicare Supplement Plan G, you might get full coverage for medically necessary

scleral lenses

and procedures to treat

macular degeneration

and

cataract surgery

. Medicare Part B also covers yearly tests for glaucoma if you're considered high-risk.

What are your options?

If you need vision coverage, and the amount you spend on your glasses outweighs what you might save on a Medicare Supplement, you might consider a Medicare Advantage plan. Suppose you want the most comprehensive coverage and the best network that Medicare Supplement Plan G offers. In that case, you can consider buying a vision insurance policy to go with your Medicare Supplement Plan. Many of the same insurance carriers offering Medicare plans also have vision insurance plans for seniors for as low as $5 a month.

Best practices when shopping for vision insurance

  1. Assess your needs. Are you looking for preventative care or more costly procedures? Does your plan cover your local optometrist? Are you interested in LASIK, and would your plan cover the procedure? These are all questions you should ask yourself.
  2. Keep the cost in mind. Make an assessment of how much you spend yearly on your vision. Would you save money on a plan, or does it make sense to pay out-of-pocket and avoid monthly premiums?
  3. Don't fuss over matching the provider of your Medicare Supplement plan. Remember, the government, not the insurance provider, defines each Medicare Supplement plan's benefits. You should shop for vision insurance based on the best fit between your eyesight needs and your budget.

Conclusion

Keeping your vision can help you enjoy life for years to come. To help you identify what those plans may be, our team of licensed insurance experts will help you explore the various options available and how to find the best vision plan for you or a loved one. Give Fair Square Medicare a call today at 1-888-376-2028.

Stay Up to Date on Medicare!

Join the Fair Square Medicare Newsletter to stay informed on cost savings, changes to Medicare, and other valuable healthcare information.

Recommended Articles

woman in a hospital wearing a bandana being shown information by her doctor stock photo
Medicare Advantage Plans for Disabled People Under 65
Mar 24, 2023
Cover image
Fair Square Bulletin: We're Revolutionizing Medicare
Apr 27, 2023
Cover image
The Fair Square Bulletin: The End of the COVID Emergency Declaration
May 30, 2023
male driver taking notes from behind the wheel stock image
Does Medicare Cover Driving Evaluations?
Dec 1, 2022
A doctor with a clipboard consults a female patient with cancer
Does Medicare Cover Inqovi?
Jan 11, 2023
Hands of doctor or nurse in medical gloves injecting a shot to a man patient stock photo
Does Medicare Pay for Allergy Shots?
Nov 29, 2022
bearded man holding his head in confusion looking at his laptop stock image
Why Is Medicare So Confusing?
Apr 19, 2023
elderly woman with glasses having difficulty reading her phone stock image
Is Vitrectomy Surgery Covered by Medicare?
Dec 2, 2022
Ozempic stock image
Does Medicare Cover Ozempic?
Mar 28, 2023
Cover image
How Much Does a Medicare Coach Cost?
Mar 20, 2023
breast cancer awareness ribbon stock image
Does Medicare Cover Piqray?
Dec 2, 2022
Cover image
What Is a Medicare Advantage POS Plan?
May 10, 2023
surgeons working over a patient stock image
Does Medicare Cover LVAD Surgery?
Nov 30, 2022
Vitamin in a syringe stock photo
Does Your Medicare Plan Cover B12 Shots?
Aug 15, 2022
Cover image
Seeing the Value in Fair Square
May 15, 2023
Birthday stock image
What Is the Medicare Birthday Rule in Nevada?
Mar 28, 2023
Medicare 2023 What you need to know in the new year stock image
How is Medicare Changing in 2023?
Dec 21, 2022
Cover image
Fair Square Client Newsletter: AEP Edition
Oct 2, 2023

More of our articles

14 Best Ways for Seniors to Stay Active in Nashville

14 Best Ways for Seniors to Stay Active in Washington, D.C.

14 Best Ways to Stay Active in Charlotte

2023 Medicare Annual Election Period (AEP)

2024 Cost of Living Adjustment

Building the Future of Senior Healthcare

Can I Choose Marketplace Coverage Instead of Medicare?

Can I Laminate My Medicare Card?

Can I switch From Medicare Advantage to Medigap?

Can I Use Medicare Part D at Any Pharmacy?

Can Medicare Advantage Plans Deny Coverage for Pre-Existing Conditions?

Can Medicare Help with the Cost of Tyrvaya?

Do You Need Medigap if You're Eligible for Both Medicare and Medicaid?

Does Medicare Cover Air Purifiers?

Does Medicare Cover Bariatric Surgery?

Does Medicare Cover Breast Implant Removal?

Does Medicare Cover Cala Trio?

Does Medicare Cover Cardiac Ablation?

Does Medicare Cover Cartiva Implants?

Does Medicare Cover Chiropractic Visits?

Does Medicare Cover COVID Tests?

Does Medicare cover Deviated Septum Surgery?

Does Medicare Cover ESRD Treatments?

Does Medicare Cover Geri Chairs?

Does Medicare Cover Hepatitis C Treatment?

Does Medicare Cover Home Heart Monitors?

Does Medicare Cover Ilumya?

Does Medicare Cover Incontinence Supplies?

Does Medicare Cover Jakafi?

Does Medicare Cover Kidney Stone Removal?

Does Medicare Cover Light Therapy for Psoriasis?

Does Medicare Cover Linx Surgery?

Does Medicare Cover Mental Health?

Does Medicare Cover Mouth Guards for Sleep Apnea?

Does Medicare Cover Nuedexta?

Does Medicare Cover Ofev?

Does Medicare Cover Penile Implant Surgery?

Does Medicare Cover Physicals & Blood Work?

Does Medicare Cover SI Joint Fusion?

Does Medicare Cover TENS Units?

Does Medicare Cover the Urolift Procedure?

Does Medicare Cover the WATCHMAN Procedure?

Does Medicare Cover Vitamins?

Does Medicare Have Limitations on Hospital Stays?

Does Medicare Pay for Antivenom?

Does Medicare Require a Referral for Audiology Exams?

Does Retiring at Age 62 Make Me Eligible for Medicare?

Does Your Plan Include A Free Gym Membership?

Explaining IRMAA on Medicare

Explaining the Different Enrollment Periods for Medicare

How Are Medicare Star Ratings Determined?

How Can I Get a Replacement Medicare Card?

How Do Medigap Premiums Vary?

How Does Medicare Pay for Emergency Room Visits?

How Medicare Costs Can Pile Up

How Much Does Xeljanz Cost with Medicare?

How to Apply for Medicare?

How to Enroll in Social Security

Medicare 101

Medicare Advantage MSA Plans

Medicare Consulting Services

Medicare Guaranteed Issue Rights by State

Medigap vs. Medicare Advantage

The Fair Square Bulletin: June 2023

The Fair Square Bulletin: September 2023

Welcome to Fair Square's First Newsletter

What Does Medicare Cover for Stroke Patients?

What Happens to Unused Medicare Set-Aside Funds?

What If I Don't Like My Plan?

What is the 8-Minute Rule on Medicare?

What's the Difference Between HMO and PPO Plans?

When Can You Change Medicare Supplement Plans?

Your Medicare One-Stop-Shop

Your guide to Medicare Parts A & B, Medicare Advantage, and Medigap. 100% free.
Get the Fair Square Bulletin

Medicare savings tips, helpful guides, and more.

About

Medicare 101

Current Clients

Medicare Supplement Plans

Medicare Advantage Plans

Fair Square 2024

Terms of Use
Notice of Privacy Practices

Virgil Insurance Agency, LLC (DBA Fair Square Medicare) and www.fairsquaremedicare.com are privately owned and operated by Help Button Inc. Medicare supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation of insurance. A licensed agent/producer may contact you. Medicare Supplement insurance is available to those age 65 and older enrolled in Medicare Parts A and B and, in some states, to those under age 65 eligible for Medicare due to disability or End-Stage Renal disease. Virgil Insurance Agency is a licensed and certified representative of Medicare Advantage HMO, HMO SNP, PPO, PPO SNP and PFFS organizations and stand-alone PDP prescription drug plans. Each of the organizations we represent has a Medicare contract. Enrollment in any plan depends on contract renewal. The plans we represent do not discriminate on the basis of race, color, national origin, age, disability, or sex. Plan availability varies by region and state. For a complete list of available plans please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov. © 2024 Help Button Inc

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

MULTIPLAN_FairSquareMedicare_01062022_M